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《经济管理学刊(中英文版)》是一本关注经济管理领域最新进展的开源国际学术期刊。本刊采用开放获取模式,报道经济管理领域的最新科研成果,旨在反映学术前沿进展及水平,促进学术交流,为国内外该领域的学者、科研人员提供一个良好的交流平台,以推进经济管理理论与实务的发展。本刊可接收中、英文稿件。但中文稿件要有详细的英文标题、作者、单位、摘要和关键词。初次投稿请按照稿件模板排版后在线投稿。录用稿件首先刊发在期刊网站上,然后由Ivy Publisher出版公司出版,面相全球公开发行。因此,要求来稿均不涉密,文责自负。
ISSN Print: 2169-6020 ISSN Online: 2169-6039
投稿邮箱: emj@ivypub.org 出版频次: 季刊(3/6/9/12月)
1. 所有投至本刊的文章都需经过科技期刊学术不端文献检测系统AMLC进行文献检测。
2. 本刊已被维普咨询(维普网)全文收录。
3. 本刊已被知网(CNKI Scholar)收录。
T银行个人消费信贷风险分析
作者:宜子璇,宜建军
摘要:
改革开放以来,我国经济水平快速发展,银行间互相竞争加剧,使得我国的银行业务也跟随客户变换发生了转变,各大银行都加大了对个人消费信贷的投入力度。个人消费信贷业务的快速发展,不但满足了人们的消费需求,也带动了我国的消费内需,促进我国经济的发展。以T银行为研究对象,结合T银行在实际运营中的情况,将消费信贷相关理论与之实际相结合进行研究工作,以期能够对 T 银行消费信贷业务中的风险进行研究。
关键词:个人消费信贷;风险管理;T银行
参考文献:
[1] Chen Zhongmin. Research on Personal Consumption Credit Risk Management of City Commercial Banks[D]. Zhejiang University, 2019.
[2] Haopan Shen.Reflections on the Risk Management of Personal Consumption Loans in my country's Commercial Banks[J]. Modern Economic Information,2019(06):321.
[3] Pan Li.Analysis of Commercial Banks' Personal Consumer Credit Business Risks and Discussion on Preventive Measures[J].Modern Marketing (Late Period),2019(10):52-53.
[4] Qiang Gan. Identification and early warning of personal consumer credit risk [D]. Zhejiang University, 2019.
[5] Xiaoping Ma. Research on the Optimization of Personal Consumer Credit Risk Evaluation of ZX Bank Xi’an Branch[D]. Northwest University, 2018.
[6] Xin Zhou. Analysis of Personal Loan Risk Management of Y Commercial Bank in my country[D]. Jilin University, 2018.
[7] Xiong Xiao. Research on consumer credit risk of yys branch of industrial and Commercial Bank of China [D]. Xiangtan University,2019.
[8] Xueqiang Zhao. Research on risk management of personal credit business of Weifang bank [D]. Qingdao University of science and technology, 2019.
[9] Ziyu Fei.Research on Personal Consumption Credit Risk Control[J]. Mall Modernization,2019(01):11-12.